Spectrum Funding Group, LLC · Mortgage specialists since 2016

Financing Solutions Built Around Your Goals

Personalized mortgage solutions for homebuyers, homeowners, real estate investors, and business owners. From reverse mortgages for retirement to investment property loans and home loans for self-employed borrowers.

Couple in their sixties smiling on the front steps of their Spanish-style Southern California home

Free, no-obligation consultation

Traditional and non-traditional borrowers

Wholesale lenders and private capital

Guidance from application to closing

Loan Programs

Find the Right Loan Program

We offer a wide range of loan programs designed to meet the needs of both traditional and non-traditional borrowers.

Retired couple relaxing in the sunlit living room of their long-time family home

HECM Reverse Mortgages

For homeowners age 62 and older, and 55+ with proprietary programs. Turn a portion of your home’s equity into funds while you continue to live in your home.

Explore reverse mortgages

Real estate investor reviewing a tablet in front of a row of renovated townhomes

Real Estate Investment Loans

Financing for investors: DSCR rental loans, ground-up construction, fix and flip, jumbo loans, and commercial property.

Explore investment loans

Young family with two children in front of their new Southern California home

Home Loans

Buy, refinance, or put your equity to work. Includes options for self-employed and 1099 borrowers who qualify without tax returns.

Explore home loans

Nancy Sacks, President of Spectrum Funding Group

About Spectrum Funding Group

Why Choose Spectrum Funding Group?

We believe that securing financing should be a straightforward and personalized experience. Our commitment is to provide honest guidance, responsive communication, and customized lending solutions that help our clients achieve their financial and real estate goals.

Whether you’re a first-time homebuyer, a seasoned real estate investor, or a business owner seeking commercial financing, we’ll take the time to understand your needs and recommend the loan program that’s right for you.

Nancy Sacks, President

Direct 949-449-1242 · Office 888-535-1517

What We Do

Our Areas of Expertise

At Spectrum Funding Group, we specialize in financing solutions for:

With access to a broad network of wholesale lenders and private capital sources, we’re able to offer competitive financing solutions for borrowers with a variety of financial profiles and lending needs.

  • Primary Residence Mortgages
  • Real Estate Investment Loans
  • Commercial Real Estate Financing
  • Reverse Mortgage Programs
  • Non-QM & Alternative Income Loans
  • Jumbo, DSCR, Bank Statement, Bridge, and Specialty Loan Programs

Our Process

How We Work With You

01

Free consultation

Tell us about your goals. We take the time to understand your needs.

02

Compare your options

We explain every option clearly and compare alternatives.

03

Apply

Send us your request online, or call us to get started.

04

Close with confidence

We guide you from consultation through closing.

Reviews & Profiles

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Ready to Talk About Your Financing?

Schedule your free, no-obligation consultation today.

Or call Nancy Sacks directly: 949-449-1242