Investment Loans · New Construction

Investment Ground‑Up Construction Loans

Build from the Ground Up. Invest with Confidence.

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Builder and investor reviewing blueprints at a new home under construction

Every successful real estate investment begins with a solid foundation—and that starts with the right financing. Our Investment Ground-Up Construction Loans are designed for real estate investors looking to build new residential properties from the ground up, whether you’re constructing a single rental home, a spec home, or expanding your investment portfolio.

With competitive loan options, streamlined approvals, and experienced lending professionals by your side, we help turn your vision into a completed investment property.

How It Works

What Is an Investment Ground‑Up Construction Loan?

A Ground-Up Construction Loan provides financing for the construction of a new investment property. Unlike traditional mortgages, construction funds are disbursed in scheduled draws as your project progresses through key building milestones. This allows you to better manage cash flow while ensuring funds are available throughout the construction process.

Once construction is complete, you may choose to sell the property or refinance into a long-term investment loan, depending on your investment strategy.

Program Terms

Financing Designed for Real Estate Investors

Our construction loan programs are built with investors in mind, offering financing solutions that support a variety of residential construction projects.

Terms up to

24 months

As Repaired / Improved LTV up to

75%

LTC up to

95%

We can advance

75%

of lot with permits on hand

Property Types Vertical:

SFR, Condo, 2-4 Units, Townhouses and Multifamily

What You Get

Benefits of Our Ground‑Up Construction Loans

  • Financing tailored for residential investment properties
  • Competitive loan programs
  • Flexible construction draw schedules
  • Fast approvals and efficient closings
  • Interest-only payment options during construction (where available)
  • Financing for experienced investors and qualified builders
  • Multiple exit strategies upon project completion

Our Approach

Why Choose Us?

Building an investment property requires more than financing—it requires a lending partner who understands construction timelines, investor goals, and the importance of closing on time.

Our experienced lending specialists work closely with investors, builders, and developers to help simplify the financing process from application through project completion. With access to a variety of lending solutions, we can help structure a loan that supports your project and long-term investment objectives.

After Construction

Your Exit Strategy Starts Here

Once construction is complete, your options may include:

Selling the completed property for profit

Refinancing into a long-term rental loan

Transitioning into a DSCR loan for income-producing properties

About DSCR Loans

Leveraging your completed project to fund your next investment

We’ll help you explore the financing solution that aligns with your goals.

Ready to Build Your Next Investment?

Whether you’re breaking ground on your first investment property or expanding an established portfolio, our team is here to help you secure financing with confidence.

Contact us today to learn more about our Investment Ground-Up Construction Loan programs and discover how we can help bring your next project to life.

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Or call Nancy Sacks directly: 949-449-1242