Licensing & Disclosures

Licensed by the California Department of Business Oversight, Under the California Residential Mortgage Lending Act, License #60-DBO 86583, NMLS 1988689

NMLS ID: 1988689

You can verify our license on NMLS Consumer Access.

Equal Housing Opportunity

Spectrum Funding Group, LLC supports the Equal Housing Opportunity principles of the federal Fair Housing Act.

This website is for informational purposes only and is not a commitment to lend. Loan terms, qualifications, and available proceeds are subject to borrower eligibility, property requirements, and program guidelines.

Loan programs, eligibility requirements, age qualifications, and availability vary by state and lender. Consult a licensed mortgage professional to determine whether a financing option is appropriate for your situation.

Please consult with your financial and tax advisors regarding your individual circumstances.

A Home Equity Conversion Mortgage (HECM) is a federally insured reverse mortgage program administered by the U.S. Department of Housing and Urban Development (HUD). Borrowers remain responsible for paying property taxes, homeowners insurance, HOA dues (if applicable), and maintaining the home. Failure to meet these obligations may result in loan default. Borrowers must continue to occupy the property as their primary residence.